Terms of Service

Last Updated: May 30, 2025

Agreement to Terms

These Terms of Service govern your use of the website for "New Trends in Financial Markets" book, as well as any related services, including the purchase of our book. By accessing our website, you agree to be bound by these Terms.

Intellectual Property

Our website and its original content, features, and functionality are owned by us and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

User Account Responsibilities

If you create an account on our website, you are responsible for maintaining the security of your account and for all activities that occur under the account. You must immediately notify us of any unauthorized uses of your account or any other breaches of security.

Book Orders and Payment

When you place an order for our book "New Trends in Financial Markets," you agree to provide accurate billing and contact information. We reserve the right to refuse or cancel your order if we suspect fraud, unauthorized or illegal activity.

Pricing

All prices are shown in Canadian Dollars (CAD) and do not include applicable taxes unless otherwise specified. We reserve the right to change prices at any time without notice.

Payment

We accept various payment methods as indicated on the checkout page. By submitting your payment information, you authorize us to charge your payment method for the total amount of your order including taxes, shipping, and handling charges where applicable.

Shipping

Physical books will be shipped to the address you provide during checkout. Shipping times are estimated and not guaranteed. We are not responsible for any delays due to customs or other factors outside our control.

Digital Delivery

For digital versions of the book, access will be provided after payment is confirmed. You are responsible for downloading and storing the digital content.

Refund Policy

For physical books, we offer a 30-day return policy for books in original condition. Digital purchases are non-refundable due to the nature of digital goods.

Prohibited Activities

You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

User-Generated Content

Our website may allow you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material. You are responsible for what you post on or through the Site.

Limitation of Liability

To the maximum extent permitted by law, we assume no liability or responsibility for any:

• Errors, mistakes, or inaccuracies of content
• Personal injury or property damage resulting from your access to and use of our website
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from our website
• Any bugs, viruses, trojan horses, or the like that may be transmitted to or through our website by any third party

Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees and expenses, made by any third party due to or arising out of your use of the Site.

Termination

We may terminate or suspend your account and bar access to the Site immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.

Governing Law

These Terms shall be governed by and defined following the laws of Canada and the province of Ontario. Our company and yourself irrevocably consent that the courts of Ontario shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these terms.

Changes to Terms

We reserve the right to modify these Terms at any time. When we do, we will revise the updated date at the top of this page. We encourage you to frequently check this page for any changes.

Contact Us

If you have any questions about these Terms, please contact us at:

320 King Street W
Toronto, ON M5V 1J2
Canada
Phone: +1 (437) 888-4529
Email: info@xezola-kuhobo.sbs